P&P Credit has one mission

We’re committed to help you get your peace of mind back, accomplish financial
freedom and upgrade your lifestyle through credit.

SAY GOODBYE TO CREDIT DENIAL!

BECAUSE YOU DESERVE THE LIFE OF YOUR DREAMS

LOOKING FOR A NEW HOME?

Our team will help you get
approved for the house of your
dreams through an improved
credit score.
LEARN MORE

HIGH TICKET PURCHASES

Looking to get qualified for your
next car upgrade? Refinancing?
P&P will help you meet a good
credit score to get you qualified
and be able to take your new
purchase home!
YES, PLEASE

IMPROVE YOUR INTEREST RATES

You could be saving thousands
of dollars if you had lower
interest rates for all your
purchases, credit cards and
more. What are you waiting for?
START SAVING MONEY

DO ANY OF THESE SOUND FAMILIAR?

LATE PAYMENTS

COLLECTIONS

CHARGE OFFS

REPOSSESSIONS

INQUIRES

STUDENT LOANS

THE P&P UNIQUE PROCESS

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FREE Credit Analysis
We’re more friendly than our headshots look, we promise. During the initial stage, we will take a close look at your credit and determine which negative items are hurting your score. From there, we develop a unique and strategic plan of action to help YOU meet your goals.

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You sit back while we get to work
Next, we ask the bureaus and your creditors to verify these negative items as accurate and fair. If they can’t, they are required to remove them for your credit report.

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Start enjoying the results
Your improved credit score will change your life. After completing our P&P program, it’s time to pop the champagne! As your credit analysts and mentors, we’ll make sure you walk away with credit education on how o maintain and build good credit for the future.

Why Choose P&P Credit Services

P&P is committed to provide you with the best experience from start to finish!

  • High Quality Standards
  • Modern Business Solutions
  • Hablamos Espanol
  • Educated & Experienced Team
  • Inspection & Accreditation
  • Positive Reviews

Some Happy Clients We've Worked With

(P&P HAS 5-STAR GOOGLE REVIEWS FOR A REASON)

Ms. Suzie was very patient with me. ALWAYS answering any questions I had. Because of this program I feel accomplished with my credit worthiness! If you are looking to improve your credit power. I finally got my Amex actually 2! That I have dreamed about for years! I strongly recommend P&P Credit Services!SUZIE!!! Thank you so much again! 🙂
AnToine Clink
AnToine Clink
22:16 23 Sep 21
James and Susie have been awesome. I've thoroughly enjoyed this process with them. There is no one out here doing what they do! If you truly want results go with James & Susie!
S. Hill
S. Hill
16:34 03 Jun 21
James with P&P Credit offers outstanding services, His professionalism and knowledge is impeccable. He listens to to the need of the client and works diligently to help them achieve their credit goals. If you want to have someone of integrity and value assist with your credit profile, contact James because he gets it done professionally! FIVE STAR STATUS!!!!
Elmira Gayten
Elmira Gayten
19:16 10 Mar 21
When I was originally introduced to the P&P team, I was embarrassed to engage in CREDIT CONVO. My scores were in the low 500’s. I was irresponsible with paying my bills and really understanding the power of our ADULT REPORT CARD. 😊 Now...a little less than a year later, I’ve been able to buy a NEW HOME! We close in just 3 1/2 weeks! My very first home! I understand the importance of monitoring my credit, making good financial decisions and not being afraid to ask questions (to ensure I understand). I have two teenage girls & they will NEVER have to go through what I did. They’ll be better. They’ll be knowledgeable. They’ll be successful!Thank you P&P ! Thanks Suzie & Mr Brown. The SKY’S the LIMIT!
Faith
Faith
03:07 12 Feb 21
When your credit score increases by 104 points, I would have to say that the process works miracles. I started off in the low 600's and now I can't seem to get the credit card companies to stop sending me credit card offers every month. It's nice to see the mail, but P&P Credit Services also teaches you what to do and what NOT to do! They are always available via phone or email and the site to check your status breaks everything down so you can see exactly what is being done. Are they affordable...YES!! Was it worth it...YES!!
Kimberly Bowie
Kimberly Bowie
16:28 29 Sep 20

Ready to change your life with an experienced team committed to your credit success?

We can’t wait to get started!